№ files_lp_3_process_9_19764
File format: docx Character count: 6524 File size: 39 KB
Internal credit appraisal and loan recommendation note detailing applicant profile, income assessment, property valuation, legal and technical verification, risk observations, and sanction conditions for a housing loan construction case under the SUVIDHA program.
Program: SUVIDHA
Product: HL Construction / Loan Against Property
Case Type: Fresh HL
CAS ID: LKZ001699
Branch: Noida
Loan Amount Requested: 10,00,000 INR
Proposed Loan Amount: 7,00,000 INR
Tenure: 84 months
Rate of Interest: 26% p.a.
Proposed EMI: 18,168 INR
LTV: 52%
FOIR: 48.77%
Applicant: Vijay Kumar
Co-Applicant: Laxmi Devi
Marital Status: Married
Occupation (Applicant): Self Employed – Painter & Plumber Contractor
Occupation (Co-Applicant): Housewife
Residential Address: Chhajarsi Colony, Sector 63, Gautam Budh Nagar-201307 (U.P.)
Property Address: Plot no. A82, Khasra No 1420, Village Dhoomnikpur, Under Shiva Film City, Pargana & Tehsil Dadri, District G.B. Nagar, Uttar Pradesh
Property Valuation: 13,51,200 INR
End Use: Construction
Bank Name: Bank of Baroda, Indirapuram Ghaziabad Branch
Average Bank Balance: 20,000 INR
Legal Vendor: THE LAW PORT OF INDIA
Valuer: Formulaic
PD Done By: Amit Sharma
BM: Mandeep
FI Status: Awaited
RCU Status: Positive
Sanction Conditions: E-NACH mandate, updated banking, KYC update, rental agreements, closure of existing PL, legal and technical compliance
Price: 8 / 10 USD
The file will be delivered to the email address provided at checkout within 12 hours.

Don’t have cryptocurrency yet?

You can still complete your purchase in a few minutes:
  1. Buy Crypto in a trusted app (Coinbase, Kraken, Cash App or any similar service).
  2. In the app, tap Send.
  3. Select network, paste our wallet address.
  4. Send the exact amount shown above.
After sending, paste your TXID (transaction ID) and your email to receive the download link. Need help? Contact support and we’ll guide you step by step.

The final amount may vary slightly depending on the payment method.
The file will be sent to the email address provided at checkout within 24 hours.
The product description is provided for reference. Actual content and formatting may differ slightly.
Credit Appraisal and PD/ CAM Note for LAP under Suvidha Program, September 2022
Document type: Credit appraisal note
Product: Loan Against Property (LAP)
Program: Suvidha Program
Applicant: Sodan Singh
Co-applicants: Laxmi Devi; Arun Kumar; Suman Jyoti
Loan amount proposed: Rs. 6,80,000
Recommended loan amount: Rs. 6.8 lacs
Tenure: 84 months
Interest rate: 24%
Proposed EMI: Rs. 16,780
Loan to Value (LTV): 23%
FOIR: 49.79%
Property address: House No. D-273, Khasra No. 19, Brijpuri, Waziarbad Road, Village Ziauddinpur, Shahdara, Delhi-110094
Property type: Residential house
Collateral: Self-occupied residential property
Occupation of applicant: Salaried employee
Employer: Bright Cable Pvt. Ltd.
Total monthly income considered: Rs. 33,700
Credit bureau status: No active loans; minor overdue in co-applicant CIBIL
Legal status: Legal positive
Technical valuation: Rs. 30,21,300
Valuation date: 2022
PD conducted by: Bhanu
PD date: 16/09/2022
FI status: Positive
RCU status: Positive
FCU status: Refer
Sanction authority: BCM/ACM
Region: Delhi
Period covered: Financial assessment as of September 2022
Approval Request for Jitendra Kumar and Meena Devi under Suvidha Program for Rs 4 Lacs Loan
Year: 2022
Region / City: Ghaziabad, Uttar Pradesh, India
Document Type: Loan Approval Request
Program: Suvidha Program
Applicant: Jitendra Kumar
Co-Applicant: Meena Devi
Loan Amount Requested: Rs 4,00,000
Tenure: 96 months
Interest Rate: 24%
Property Type: SORP
CIBIL Score: 580
Income Sources: Business income, pension, rental income
Collateral: MU No 196 Gali No 1 Sanjay Colony, Arthala Mohan Nagar, Ghaziabad, UP
Banking Details: SBI Account No. 8841
Loan Purpose: Business and home renovation
Risk Assessment: Low LTV, positive references, previous DPD noted
Approval Request for Jitendra Kumar and Meena Devi under Suvidha Program for Rs 4 Lacs Loan
Year: 2022
Region / City: Ghaziabad, Uttar Pradesh, India
Document Type: Loan Approval Request
Program: Suvidha Program
Applicant: Jitendra Kumar
Co-Applicant: Meena Devi
Loan Amount Requested: Rs 4,00,000
Tenure: 96 months
Interest Rate: 24%
Property Type: SORP
CIBIL Score: 580
Income Sources: Business income, pension, rental income
Collateral: MU No 196 Gali No 1 Sanjay Colony, Arthala Mohan Nagar, Ghaziabad, UP
Banking Details: SBI Account No. 8841
Loan Purpose: Business and home renovation
Risk Assessment: Low LTV, positive references, previous DPD noted
Proposal Format – For Research Projects on Punyashloka Devi Ahilyabai Holkar Special Call for Women-Led Research on Women-Led Development
Note: Year
Topics: Laxmi Suvidha Devi