№ lp_1_2_51410
File format: docx
Character count: 7313
File size: 43 KB
Internal lender credit appraisal record detailing borrower profile, income assessment, credit deviations, legal and technical verification, and proposed terms for a loan against residential property.
Document type:
Credit appraisal note
Product:
Loan Against Property (LAP)
Program:
Suvidha Program
Applicant:
Sodan Singh
Co-applicants:
Laxmi Devi; Arun Kumar; Suman Jyoti
Loan amount proposed:
Rs. 6,80,000
Recommended loan amount:
Rs. 6.8 lacs
Tenure:
84 months
Interest rate:
24%
Proposed EMI:
Rs. 16,780
Loan to Value (LTV):
23%
FOIR:
49.79%
Property address:
House No. D-273, Khasra No. 19, Brijpuri, Waziarbad Road, Village Ziauddinpur, Shahdara, Delhi-110094
Property type:
Residential house
Collateral:
Self-occupied residential property
Occupation of applicant:
Salaried employee
Employer:
Bright Cable Pvt. Ltd.
Total monthly income considered:
Rs. 33,700
Credit bureau status:
No active loans; minor overdue in co-applicant CIBIL
Legal status:
Legal positive
Technical valuation:
Rs. 30,21,300
Valuation date:
2022
PD conducted by:
Bhanu
PD date:
16/09/2022
FI status:
Positive
RCU status:
Positive
FCU status:
Refer
Sanction authority:
BCM/ACM
Region:
Delhi
Period covered:
Financial assessment as of September 2022
Price: 8 / 10 USD
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Year:
2022
Region / City:
Ghaziabad, Uttar Pradesh, India
Document Type:
Loan Approval Request
Program:
Suvidha Program
Applicant:
Jitendra Kumar
Co-Applicant:
Meena Devi
Loan Amount Requested:
Rs 4,00,000
Tenure:
96 months
Interest Rate:
24%
Property Type:
SORP
CIBIL Score:
580
Income Sources:
Business income, pension, rental income
Collateral:
MU No 196 Gali No 1 Sanjay Colony, Arthala Mohan Nagar, Ghaziabad, UP
Banking Details:
SBI Account No. 8841
Loan Purpose:
Business and home renovation
Risk Assessment:
Low LTV, positive references, previous DPD noted
Program:
SUVIDHA
Product:
HL Construction / Loan Against Property
Case Type:
Fresh HL
CAS ID:
LKZ001699
Branch:
Noida
Loan Amount Requested:
10,00,000 INR
Proposed Loan Amount:
7,00,000 INR
Tenure:
84 months
Rate of Interest:
26% p.a.
Proposed EMI:
18,168 INR
LTV:
52%
FOIR:
48.77%
Applicant:
Vijay Kumar
Co-Applicant:
Laxmi Devi
Marital Status:
Married
Occupation (Applicant):
Self Employed – Painter & Plumber Contractor
Occupation (Co-Applicant):
Housewife
Residential Address:
Chhajarsi Colony, Sector 63, Gautam Budh Nagar-201307 (U.P.)
Property Address:
Plot no. A82, Khasra No 1420, Village Dhoomnikpur, Under Shiva Film City, Pargana & Tehsil Dadri, District G.B. Nagar, Uttar Pradesh
Property Valuation:
13,51,200 INR
End Use:
Construction
Bank Name:
Bank of Baroda, Indirapuram Ghaziabad Branch
Average Bank Balance:
20,000 INR
Legal Vendor:
THE LAW PORT OF INDIA
Valuer:
Formulaic
PD Done By:
Amit Sharma
BM:
Mandeep
FI Status:
Awaited
RCU Status:
Positive
Sanction Conditions:
E-NACH mandate, updated banking, KYC update, rental agreements, closure of existing PL, legal and technical compliance
Year:
2015
Region / City:
Florida
Subject:
Asphalt Pavement Construction
Document Type:
Specification
Agency / Institution:
Florida Department of Transportation (FDOT)
Author:
FDOT
Target Audience:
Contractors, Engineers, and Construction Professionals
Period of Validity:
Ongoing until updated
Approval Date:
2015-01-29
Amendment Date:
None specified
Note:
Description
Year:
2022
Region / City:
New Delhi
Topic:
Loan Application
Document Type:
Loan Case Report
Organization / Institution:
IDFC First Bank
Author:
Bhanu Pratap Behera
Target Audience:
Financial Analysts, Loan Approvers
Period of Validity:
N/A
Approval Date:
05/08/2022
Date of Modifications:
N/A
Note:
Contextual Description
Year:
2022
Region / City:
North Carolina
Topic:
Civil Rights, Language Access
Document Type:
Guidance
Organization:
North Carolina Housing Finance Agency (NCHFA)
Author:
NCHFA
Target Audience:
Recipients of federal funds, organizations serving LEP individuals
Effective Period:
Ongoing
Approval Date:
03/18/2022
Modification Date:
03/18/2022
Related Laws:
Title VI of the Civil Rights Act of 1964, Executive Order 13166
Language Assistance Requirements:
Yes
Resources for LEP services:
Yes
Link to related resources:
https://www.hud.gov/program_offices/fair_housing_equal_opp/17lep
Note:
Description
Year:
2026
Region / City:
South Dakota
Topic:
CDBG Program, Four Factor Analysis, Language Access Plan
Document Type:
Guidance, Certification
Author:
Unknown
Target Audience:
Local Government Units, Program Administrators, Community Development Professionals
Period of Validity:
Not specified
Approval Date:
Not specified
Date of Changes:
Not specified
Year:
2026
Region / City:
Delhi, India
Document Type:
Loan Approval Note
Loan Type:
Loan Against Property (LAP)
Applicant Name:
Mrs Babita Sharma
Co-Applicant Name:
Chandra Dev (Spouse)
Loan Amount Requested:
INR 8,00,000
Loan Amount Approved:
INR 4,75,000
Purpose of Loan:
Purchase of school furniture
Property Valuation:
INR 16,63,740
Tenure:
60 Months
EMI:
INR 14,222
Interest Rate (ROI):
26%
Income Type:
Business Income
Income Considered:
INR 34,500 per month
FOIR:
49.92%
Security Creation Type:
Equitable Mortgage
Branch:
Delhi
Approving Authority:
Shobha Sridhar
Case Visited By:
Bhanu Pratap Behera
Property Visited By:
Bhanu Pratap Behera
Sourced Through:
Rajveer Arya
Applicant Education:
MA, B.Ed
Co-Applicant Education:
BA
School Details:
ABU BAKRA ISLAMIA MOTHERSA, nursery to 8th standard, 150 students, 4 teachers, rented premises
Year:
2021
Region / City:
Nairobi, Kenya
Document Type:
Request for Proposal
Subject:
Actuarial Valuation Service
Issuing Organization:
Board of Trustees, Lap Trust DB Scheme
Procuring Agent:
CPF Financial Services Ltd
Tender Number:
ACTUARIAL VALUATION SERVICE FOR LAP TRUST- (DB SCHEME /11/2021)
Closing Date:
24 November 2021
Currency:
Kenya Shillings
Selection Method:
Quality and Cost Based Selection (QCBS)
Submission Requirements:
Technical and Financial Proposal
Applicable Law:
Public Procurement and Asset Disposal Act, 2015; Public Procurement and Disposal Regulations, 2020
Contract Type:
Lump-Sum Contract
Delivery Location:
CPF House, Nairobi, Kenya
Bid Validity Period:
120 days
Eligibility Restrictions:
Consultants and their relatives are not eligible if involved in Scheme administration
Note:
Year
Year:
2025
Region / City:
Huntsville, AL
Subject:
Project Management
Document Type:
Reference Guide
Organization / Institution:
NASA
Author:
Christopher L Sadler
Target Audience:
NASA staff, contractors, government partners, academic institutions, international partners
Effective Period:
March 2025 onwards
Approval Date:
March 2025
Modification Date:
May 2024
Year:
2017
Region / City:
United Kingdom / Warwick
Subject:
Energy, Gas Transmission
Document Type:
Industry Notice
Organization:
National Grid NTS
Author:
Malcolm Montgomery
Target Audience:
Industry Professionals
Period of Effect:
Since 6th April 2017
Approval Date:
21st April 2017
Modification Date:
Not specified
Summary:
Document outlines the amendment to the EU network code on CAM and provides details about the Alternative Allocation Mechanism (AAM) and IP PARCA contract templates for the release of incremental capacity at interconnection points.
Year:
2026
Region / city:
Veidah
Theme:
Movement Workers, Voting Rights, Discussion Procedures
Document type:
Meeting Minutes
Organization:
LJY-Netzer
Author:
TF, DB
Target Audience:
Members of LJY-Netzer
Period of validity:
Not specified
Approval date:
Not specified
Date of amendments:
Not specified
Note:
Contextual description
Year:
2009
Region / City:
Washington D.C.
Topic:
Climate Change, Education, Media
Document Type:
Educational Assignment
Institution:
Island Press
Author:
Randy Olson
Target Audience:
Higher Education Students
Period of Effectiveness:
2009
Approval Date:
Not specified
Date of Modifications:
Not specified
Note:
Year
Organization / Institution:
Roman Catholic Diocese of Shrewsbury
Target Audience:
General Public
Context description:
A notice regarding the live streaming of religious services and monitoring activities in a building belonging to the Roman Catholic Diocese of Shrewsbury.
Year:
2026
Software:
Motion Analyzer 7.2, Motion Analyzer Online
Document type:
User guide
Author:
Unspecified
Target audience:
Engineers and technicians using Motion Analyzer
Procedure steps:
8
File formats mentioned:
.csv, .xlsx
Topic:
Data migration between software versions
Platform:
Desktop and Online