№ files_lp_3_process_9_63633
File format: docx
Character count: 14294
File size: 99 KB
Informational FAQ outlining policies, fees, procedures, creditor arrangements, client obligations, and program terms of a nonprofit credit counseling agency’s Debt Management Program in the United States.
Organization:
American Consumer Credit Counseling (ACCC)
Document Type:
Frequently Asked Questions (FAQ)
Topic:
Credit counseling and Debt Management Program
Services Described:
Budget counseling, financial counseling sessions, Debt Management Program (DMP)
Fees:
Free counseling and budget consultation; $39 enrollment fee; $7 per account monthly maintenance fee (minimum $7, maximum $70); average monthly maintenance fee $25
Program Duration:
Approximately 4–5 years based on minimum required payments
Eligible Debts:
Unsecured debts including credit cards, department store cards, medical bills, signature loans, and collection accounts
Geographic Scope:
United States
Contact Phone:
(800) 769-3571
Counselor Availability:
Monday–Thursday 9:00am–11:30pm ET; Friday 9:00am–8:00pm ET; Saturday 10:00am–6:00pm ET
Related Departments:
Client Services Department; Disbursement Department
Legal Reference:
Federal law limits re-aging of accounts to once every five years
Price: 8 / 10 USD
The file will be delivered to the email address provided at checkout within 12 hours.
The file will be delivered to the email address provided at checkout within 12 hours.
Don’t have cryptocurrency yet?
You can still complete your purchase in a few minutes:- Buy Crypto in a trusted app (Coinbase, Kraken, Cash App or any similar service).
- In the app, tap Send.
- Select network, paste our wallet address.
- Send the exact amount shown above.
The final amount may vary slightly depending on the payment method.
The file will be sent to the email address provided at checkout within 24 hours.
The product description is provided for reference. Actual content and formatting may differ slightly.
Year:
N/A
Region / City:
N/A
Subject:
Debt Management
Document Type:
Program Guide
Organization / Institution:
ACCC
Author:
N/A
Target Audience:
Consumers in debt
Effective Period:
N/A
Approval Date:
N/A
Modification Date:
N/A
Year:
2025
Country:
Australia
Regulatory authority:
Australian Competition and Consumer Commission
Subject matter:
Competition assessment in the fuel industry
Transaction type:
Acquisition of shares
Acquiring party:
Ampol Limited
Target entities:
EG Group Australia Pty Ltd; EG AsiaPac Holdings Pty Ltd
Legal basis:
Competition and Consumer Act 2010 (Cth)
Submission deadline:
20 October 2025
Submission method:
Email
Intended respondents:
Fuel retailers, fuel wholesalers, industry stakeholders
Industry sector:
Retail and wholesale fuel supply
Geographic scope:
Australia
Related process:
Merger review and proposed divestiture
Consultation type:
Stakeholder questionnaire
Year:
2023
Region / City:
Australia
Topic:
Competition Law
Document Type:
Waiver Agreement
Author:
Australian Competition and Consumer Commission (ACCC)
Target Audience:
Party A, Party B, Overseas Competition Agencies
Effective Period:
Ongoing
Approval Date:
[Not provided]
Amendment Date:
[Not provided]
Year:
2023
Region / City:
Not specified
Topic:
Certification requirements, employee training
Document type:
Policy
Organization / Institution:
ACCC
Author:
Not specified
Target audience:
Employees of ACCC
Effective period:
Not specified
Approval date:
Not specified
Date of changes:
Not specified
Context:
Policy document outlining certification and continuing education requirements for employees in debt management roles at ACCC.
Year:
2019
Region / City:
Australia
Subject:
Competition Law, Intellectual Property
Document Type:
Submission
Organization:
CSIRO
Author:
Richard Aarons
Target Audience:
Regulatory bodies, legal professionals, businesses involved in intellectual property
Period of Application:
Ongoing after the repeal
Approval Date:
July 2019
Date of Changes:
N/A
Year:
2023
Region / City:
Florida
Topic:
Debt Collection, Bankruptcy, Florida Statutes
Document Type:
Informational Guide
Organization:
Florida Department of Financial Services
Author:
Not specified
Target Audience:
Agencies, Debt Collectors, Legal Professionals
Effective Period:
Not specified
Approval Date:
Not specified
Amendment Date:
Not specified
Year:
2019
Region / City:
Canberra
Subject:
Debt Management
Document Type:
Policy
Agency / Institution:
Canberra Health Services
Author:
Not specified
Target Audience:
CHS staff
Effective Period:
Not specified
Approval Date:
Not specified
Date of Changes:
Not specified
Year:
2025
Region / city:
Kenya
Topic:
Public Debt Management, Liability Management
Document type:
Policy Document
Institution:
Public Debt Management Office (PDMO), National Treasury
Target Audience:
Government Institutions, Policy Makers, Financial Analysts
Period of validity:
Ongoing
Approval Date:
December 2025
Date of changes:
N/A
Year:
N/A
Region / City:
N/A
Subject:
Debt Management
Document Type:
Program Guide
Organization / Institution:
ACCC
Author:
N/A
Target Audience:
Consumers in debt
Effective Period:
N/A
Approval Date:
N/A
Modification Date:
N/A
Year:
2024
Region / City:
South Africa
Theme:
Debt and Specialist Securities Listings
Document Type:
Process Document
Organization / Institution:
JSE Limited
Author:
JSE Limited
Target Audience:
Sponsors, Debt Sponsors, Designated Persons, Issuers
Validity Period:
Indefinite
Approval Date:
November 2024
Date of Changes:
None specified
Year:
[Year]
Region / City:
Wellington
Topic:
Securities listing and quotation
Document Type:
Application
Organization:
NZ RegCo
Author:
[Issuer Name]
Target Audience:
NZX, securities issuers
Effective Period:
[Date]
Approval Date:
[Date]
Amendment Date:
[Date]
Year:
2010
Region / City:
Australia
Topic:
Joint Venture Agreements, Capital Market Transactions
Document Type:
Guide
Author:
AFMA
Target Audience:
Joint Lead Managers, Issuers, Legal Advisors
Effective Period:
Not specified
Approval Date:
Not specified
Date of Amendments:
Not specified
Year:
2026
Region / City:
United Kingdom
Subject:
Debt Advice Quality Standards
Document Type:
Guidance Document
Organization:
Money and Pensions Service (MaPS)
Target Audience:
Debt advice providers and advisers
Related Standards:
Advice Quality Standard (AQS), MaPS Quality Framework
Effective Period:
Current until updated
Date of Publication:
2026
Appendices:
Staff List and Debt Adviser Roles, Organisational Record of Individual Learning
Year:
2021
Region / city:
England and Wales
Theme:
Procurement, Housing, Debt Services
Document type:
FAQ
Organ / institution:
GOV.UK
Author:
N/A
Target audience:
Applicants to the procurement process
Validity period:
28 June 2021 - 31 August 2022
Approval date:
N/A
Amendment date:
N/A
Year:
2019
Region / City:
India
Subject:
Insolvency and Bankruptcy
Document Type:
Legal Notice
Organization / Institution:
N/A
Author:
N/A
Target Audience:
Guarantors to Corporate Debtors
Period of Action:
N/A
Approval Date:
N/A
Date of Amendments:
N/A
Year:
Not specified
Region / City:
Not specified
Subject:
Subordinated debt issuance and prepayment process
Document Type:
Regulatory notice
Organization / Institution:
Office of the Comptroller of the Currency (OCC)
Author:
Not specified
Target Audience:
National banks, federal savings associations, OCC
Period of Validity:
Not specified
Approval Date:
Not specified
Amendment Date:
Not specified
Year:
2022
Region / City:
Florida
Topic:
Debt Collection, Credit Reporting, Bankruptcy
Document Type:
Seminar Presentation
Organization / Institution:
Department of Financial Services (Florida)
Author:
Tammy Eastman, Susan Sloan, John Herrington, Gabriel Franklin
Target Audience:
Government agencies, Debt Collection Agencies
Effective Date:
2022
Date of Approval:
2022
Date of Modifications:
Not specified
Year:
2021
Region / City:
Mumbai
Topic:
Listing of Non-Convertible Debt Securities
Document Type:
Guidelines
Authority / Institution:
BSE (Bombay Stock Exchange)
Author:
SEBI (Securities and Exchange Board of India)
Target Audience:
Issuers of Non-Convertible Debt Securities
Effective Period:
Ongoing
Approval Date:
N/A
Date of Amendments:
N/A
Year:
2019
Region / city:
Accra, Ghana
Theme:
Cash Management, Debt Management
Document type:
Aide-Memoire
Organ / institution:
World Bank
Author:
Leandro Secunho
Target audience:
Government officials, Debt and Treasury Management professionals
Effective period:
2019-2021
Approval date:
October 2019
Date of revisions:
None
Note:
Context
Year:
2020
Region / City:
Nigeria
Theme:
Debt Verification
Document Type:
Report
Institution:
Fiscal Responsibility Commission (FRC)
Author:
Fiscal Responsibility Commission (FRC)
Target Audience:
Government agencies, policymakers, financial analysts
Period of Validity:
Not specified
Approval Date:
Not specified
Date of Amendments:
Not specified
Note:
Context