№ lp_2_3_49693
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Informational guidance outlining the terms, conditions, financial implications and administrative procedures related to opting out of membership in the Local Government Pension Scheme in England and Wales.
Organisation:
Local Government Pension Scheme
Scheme Name:
Local Government Pension Scheme (LGPS)
Country:
England and Wales
Subject:
Pension scheme membership and opting out conditions
Document Type:
Informational guidance
Audience:
Employees eligible for LGPS membership
Key Topics:
Benefits, contributions, refunds, re-enrolment, deferred benefits, 50/50 section, auto-enrolment
Contact Email:
[email protected]
Related Institution:
West Northamptonshire Council
Eligibility:
Eligible jobholders in employment offering LGPS
Financial Details:
Employee contributions between 5.5% and 12.5% of pensionable pay
Re-enrolment Period:
Approximately every three years
Price: 8 / 10 USD
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Year:
2026
Region / City:
United Kingdom
Theme:
Pensions, Employment
Document Type:
Information Sheet
Institution:
Local Government
Author:
Not specified
Target Audience:
Employees eligible for the LGPS
Effective Period:
Ongoing
Approval Date:
Not specified
Amendment Date:
Not specified
Year:
2025
Region / City:
Cambridgeshire, Northamptonshire
Subject:
Medical certification for ill-health retirement within the Local Government Pension Scheme
Document Type:
Medical Certificate
Author:
Not specified
Target Audience:
Former employees of the Local Government Pension Scheme (LGPS)
Period of validity:
Not specified
Approval Date:
May 2025
Date of amendments:
Not specified
Geographical scope:
England and Wales
Scheme name:
Local Government Pension Scheme (LGPS)
Type of scheme:
Tax approved defined benefit occupational pension scheme
Legal basis:
Superannuation Act 1972; Public Service Pension Schemes Act 2013; Pensions Act 2008
Applicable membership period:
On or after 1 April 2014
Scheme year:
1 April to 31 March
Normal Pension Age range:
55 to 75 (earliest age increasing to 57 from 6 April 2028)
Target audience:
Employees in local government and participating organisations
Administering authority:
Employers participating in the LGPS
Subject matter:
Pension contributions, benefits, retirement options, survivor benefits, and scheme rules
Year:
2018/2019
Region / City:
UK
Topic:
Pension Taxation, Lifetime Allowance
Document Type:
Fact Sheet
Organization / Institution:
HM Revenue and Customs
Author:
HM Revenue and Customs
Target Audience:
Pension scheme members, individuals planning retirement
Period of Action:
6 April 2016 - Ongoing
Approval Date:
Not specified
Date of Changes:
Not specified
Note:
Year
Document Type:
Guide
Target Audience:
Employees in England and Wales
Year:
2022
Region / City:
Royal Borough of Kensington and Chelsea
Subject:
Pension scheme membership declaration
Document type:
Form
Organization / Institution:
Royal Borough of Kensington and Chelsea
Author:
RBKC Pensions Team
Target audience:
Members of the Local Government Pension Scheme (LGPS) in England and Wales
Period of validity:
Not specified
Approval date:
Not specified
Date of amendments:
Not specified
Year:
2015
Region:
England and Wales
Subject:
Pension aggregation and deferred benefits
Document type:
Guidance and template letters
Issuing authority:
LGPS administering authorities
Audience:
Former and re-joining LGPS members
Effective period:
From April 2014 onward
Deadline for action:
12 months from re-joining or as agreed by employer
Scenarios covered:
Post 31 March 2014 benefits, pre and post 31 March 2014 benefits, disqualifying gaps, multiple pension accounts
Exclusions:
Compulsory aggregation, councillor members, aggregation under former regulations
Year:
2021
Region / City:
England and Wales
Subject:
Privacy and Data Protection
Document Type:
Template Privacy Notice
Authority / Institution:
Local Government Association
Author:
Local Government Association
Target Audience:
Administering authorities of Local Government Pension Scheme funds
Period of Validity:
Indefinite until further updates
Approval Date:
2021
Date of Amendments:
15 May 2018, 25 May 2018, 20 September 2021
Purpose:
Provide a summary privacy notice for pension scheme data processing
Related Legislation:
GDPR, UK GDPR
Context:
This document is a template summary privacy notice intended to assist Local Government Pension Scheme funds in England and Wales in complying with data protection legislation, particularly in informing individuals about their personal data usage within pension funds.
Note:
Year
Topic:
Pension Transfers
Document Type:
Guidance Document
Organization / Institution:
Local Government Pension Scheme
Target Audience:
Individuals joining or re-joining the LGPS
Description:
A guidance document explaining the process and rules for transferring previous pension rights into the Local Government Pension Scheme (LGPS).
Year:
2023
Region / city:
Not specified
Subject:
Local Government Pension Scheme (LGPS)
Document type:
Pension Statement
Issuer:
LPPA (Local Government Pension Scheme Administrator)
Author:
Not specified
Target audience:
LGPS members
Effective period:
Not specified
Approval date:
Not specified
Date of changes:
Not specified
Note:
Contextual description
Scheme:
Local Government Pension Scheme (LGPS)
Regulations Referenced:
LGPS (Benefits, Membership and Contributions) Regulations 2007 (as amended); LGPS (Administration) Regulations 2008 (as amended); Pensions (Increase) Act 1971; Medical Act 1983
Regulation Provisions:
Regulation 20; Regulation 31; Regulation 56
Applicable Members:
Tier 3 pensioners whose pension is suspended and who left before 1 April 2014
Review Timing:
3 or more years after cessation of tier 3 pension and before normal retirement age
Normal Retirement Age:
65 (with specified protected exceptions)
Medical Authority Requirement:
Independent approved registered medical practitioner (IRMP) registered with the General Medical Council and holding required occupational health qualifications
Employer Responsibilities:
Completion of Part A and Part D; formal determination regarding reinstatement of suspended pension
Medical Practitioner Responsibilities:
Completion of Part B and Part C; certification of permanent incapacity for gainful employment; attachment of full medical report
Definition of Gainful Employment:
Paid employment of at least 30 hours per week for not less than 12 months
Form Structure:
Part A (Employer); Part B (Medical Certification); Part C (Practitioner Declaration); Part D (Employer Determination); Explanatory Notes
Review Date of Notes:
March 2020
Jurisdiction:
United Kingdom
Year:
2021
Region / City:
England and Wales
Topic:
Data protection, Privacy
Document Type:
Privacy Notice
Organization:
Local Government Association
Author:
Squire Patton Boggs (UK) LLP
Target Audience:
Administering Authorities, Members and Beneficiaries of Local Government Pension Scheme
Period of Validity:
Ongoing
Approval Date:
17 September 2021
Date of Amendments:
15 May 2018, 25 May 2018, 17 September 2021
Note:
Year
Topic:
Local Government Pension Scheme
Document Type:
Information
Organization:
Cambridgeshire Pension Fund
Target Audience:
Employees in the Local Government Pension Scheme
Context Description:
A set of informational videos related to the Local Government Pension Scheme for employees to check their pension status and understand their pension journey.
Year:
2020
Region / City:
N/A
Theme:
Pension Scheme, Financial Impact, Coronavirus
Document Type:
Letter
Organization / Institution:
Spirit (Legacy) Pension Scheme
Author:
Iain Urquhart
Target Audience:
Members of the Spirit (Legacy) Pension Scheme
Period of Action:
N/A
Approval Date:
May 2020
Date of Changes:
N/A
Year:
2026
Region / City:
United Kingdom
Theme:
Pensions, Employment
Document Type:
Information Sheet
Institution:
Local Government
Author:
Not specified
Target Audience:
Employees eligible for the LGPS
Effective Period:
Ongoing
Approval Date:
Not specified
Amendment Date:
Not specified
Year:
2014
Region / City:
United Kingdom
Subject:
Employee benefits, pension contributions, tax
Document Type:
FAQ
Organization:
AXA
Author:
AXA UK
Target Audience:
AXA employees
Period of validity:
1 April 2013 – 31 March 2015
Approval Date:
Not specified
Date of changes:
Not specified
Year:
1995
Region / City:
Not specified
Subject:
Pension Scheme
Document Type:
Application Form
Author:
Not specified
Target Audience:
Pension scheme applicants
Validity Period:
Not specified
Approval Date:
Not specified
Amendment Date:
Not specified
Year:
2011
Region / City:
United States
Document Type:
Release Notes
Organization / Institution:
Department of Veterans Affairs
Author:
Department of Veterans Affairs
Target Audience:
Veterans Administration staff, healthcare professionals, and IT personnel
Period of Action:
August 2011
Approval Date:
August 2011
Date of Changes:
Not specified
Year:
2011
Region / city:
United States
Topic:
Male Reproductive System, Disability Benefits
Document type:
Guidelines, Technical Document
Organization / institution:
Department of Veterans Affairs
Author:
REDACTED
Target audience:
Veterans, Healthcare Providers, Medical Examiners
Effective period:
Ongoing (as of document date)
Approval date:
April 2011
Revision history:
Multiple updates in 2011
Year:
2011
Region / City:
United States
Topic:
Prostate Cancer, Disability Benefits
Document Type:
Questionnaire
Author:
REDACTED
Target Audience:
Veterans, Healthcare Providers
Period of Validity:
Not specified
Approval Date:
11/02/2010
Revision Date:
4/1/2011, 4/7/2011