№ files_lp_4_process_2_85826
Year: 2024
Region / City: Australia
Subject: Credit and Investment Products
Document Type: Regulatory Compliance Document
Organization: Columbus Capital Pty Ltd
Issuer: Perpetual Corporate Trust Limited, Pioneer First Australia Pty Limited, Origin Mortgages (Aus) Pty Ltd, Origin Money Pty Ltd, Origin Mortgages Pty Ltd
Author: Columbus Capital Pty Ltd
Effective Date: 20 February 2024
TMD Version: 2024.1
Next Review Date: At least every 12 months from the Effective Date
Target Market: SMSF members seeking investment loans for residential, investment, NDIS, or commercial properties
Product Features: Fixed interest rates 1–5 years, principal and interest or interest-only options, offset account availability, extra repayment flexibility
Eligibility Criteria: Australian citizen or permanent resident, registered SMSF with corporate trustee, beneficial interest in property, legislative compliance, lending eligibility criteria
Distribution Channels: Staff-assisted channels, controlled online channels
Review Triggers: Events or circumstances requiring assessment of appropriateness of the TMD
Financial Requirements: Demonstrated loan serviceability, capacity to repay without substantial hardship, possible Lenders Mortgage Insurance or guarantor required
Investment Purposes: Purchase, refinance, investment property, house and land package, off-the-plan property
Price: 8 / 10 USD
The file will be delivered to the email address provided at checkout within 12 hours.

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