№ lp_1_2_34415
File format: docx
Character count: 12648
File size: 47 KB
A standard legal document used for mortgages in Pennsylvania, outlining required and optional revisions to comply with state, federal regulations, and specific lender preferences for individual mortgages.
Instrument Revision Date:
07/2021
Instrument Last Modified:
11/2022 (Authorized Change 6(b) revised)
Instruction Page Last Modified:
10/2024 (Authorized Change 12 revised)
Use This Document For:
PA, First, All, All, except cooperatives, All
Note:
Required Changes
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The product description is provided for reference. Actual content and formatting may differ slightly.
Year:
2021
Region / City:
Maryland
Topic:
Mortgage Deed of Trust
Document Type:
Legal Instrument
Authority / Institution:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Notaries
Period of Effect:
Ongoing
Approval Date:
07/2021
Modification Date:
06/2025, 09/2025
Type of Instrument:
Mortgage - One Hundred Eighty
Instrument Revision Date:
07/2021
Day Redemption:
10/2024 (Authorized Change 12 revised)
Use This Document For:
SD
Lien Type:
First
Product Type:
All
Property Type:
All, except cooperatives
Occupancy Type:
All
Note:
Required Changes
The following changes MUST always be made to this document:
To comply with the requirements of the Truth in Lending Act and Regulation Z (12 C.F.R. § 1026.36(g)), lenders MUST add the name of the mortgage loan originator (LO) and NMLSR ID number for both an organization and individual to the last page of the security instrument.
Year:
2021
Region / City:
South Carolina
Topic:
Mortgage Agreement
Document Type:
Legal Instrument
Organization / Institution:
Fannie Mae/Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Borrowers
Period of validity:
Not specified
Approval Date:
Not specified
Amendment Date:
October 2024
Contextual Description:
Legal document outlining requirements and options for lenders in South Carolina regarding a standard mortgage instrument for single-family properties, including modifications and authorized changes.
Year:
2021
Region / City:
Ohio
Topic:
Mortgage
Document Type:
Uniform Instrument
Author:
Fannie Mae/Freddie Mac
Target Audience:
Lenders, Mortgage Professionals
Effective Period:
Not specified
Approval Date:
Not specified
Date of Changes:
10/2024
Contextual Description:
Document providing a standard uniform mortgage instrument with specific requirements and changes for lenders in Ohio.
Form number:
3034
Type of instrument:
Deed of Trust
Uniform instrument program:
Fannie Mae/Freddie Mac
State:
North Carolina
Property type:
Single-family residential
Lien type:
First lien
Product type:
All
Occupancy type:
All
Original revision date:
07/2021
Instrument last modified:
10/2024
Authorized changes referenced:
Change 12, Change 13
Applicable law references:
Truth in Lending Act; Regulation Z (12 C.F.R. § 1026.36(g))
Permitted parties:
Lender, Borrower, MERS
Filing formats referenced:
Master Form, Short Form
Intended use context:
Mortgage loan security instrument
Year:
2021
Region / City:
Hawaii
Theme:
Mortgage, Lending Regulations
Document Type:
Legal Instrument
Organization / Institution:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Mortgage Originators
Effective Period:
Not specified
Approval Date:
Not specified
Date of Changes:
10/2024
Mortgage DocumentsCalifornia - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (Form 3005)
Type of Instrument:
Deed of Trust
Instrument Revision Date:
07/2021
Instrument Last Modified:
N/A
Instruction Page Last Modified:
10/2024 (Authorized Change 12 revised)
State:
CA
Lien Type:
First
Product Type:
All
Property Type:
All, except cooperatives
Occupancy Type:
All
Authorized Changes:
Lenders may add legends, initials, acknowledgment, cross-references, etc.
Author:
N/A
Target Audience:
Lenders and mortgage professionals
Period of Action:
Ongoing
Approval Date:
N/A
Date of Changes:
10/2024
Year:
2021
Region / City:
Arkansas
Topic:
Mortgage, Legal Instruments
Document Type:
Mortgage Agreement
Institution:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Borrowers
Effective Period:
N/A
Approval Date:
N/A
Modification Date:
02/2022 (Authorized Change 6(d) revised), 10/2024 (Authorized Change 12 added)
Year:
2021
State:
Arizona
Document Type:
Deed of Trust
Lien Type:
First
Product Type:
All
Property Type:
All, except cooperatives
Occupancy Type:
All
Note:
Required Changes
Year:
2021
Region / City:
Alabama
Subject:
Mortgage, Real Estate Law
Document Type:
Legal Instrument
Issuing Organization:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Mortgage Professionals
Effective Period:
N/A
Approval Date:
07/2021
Modification Date:
02/2022, 10/2024
Year:
2024
Region / City:
Virginia
Topic:
Mortgage Loan Document
Document Type:
Note
Organ / Institution:
Fannie Mae/Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Mortgage Loan Originators
Effective Period:
N/A
Approval Date:
May 2024
Date of Changes:
N/A
Contextual Description:
Legal document detailing the terms and conditions of a mortgage loan, with specific instructions for lenders to ensure compliance with applicable laws and regulations, including modifications allowed or required.
Year:
2021
State:
Wisconsin
Product Type:
Mortgage
Property Type:
Single Family
Occupancy Type:
All
Lien Type:
First
Authorized Changes:
Must and Optional
Required Changes:
Compliance with Truth in Lending Act, Regulation Z
Date of Changes:
10/2024
Type of Instrument:
Mortgage
Modification Date:
07/2021
Date of Last Modification:
10/2024
Loan Originator Information:
Required
Acknowledgment Changes:
Optional
Year:
2021
Region / City:
West Virginia
Theme:
Mortgage Documentation
Document Type:
Legal Instrument
Authority / Organization:
Fannie Mae/Freddie Mac
Target Audience:
Lenders, Borrowers
Effective Period:
N/A
Approval Date:
07/2021
Modification Date:
10/2024
Additional Changes:
Authorized Changes, Required Changes
Mortgage DocumentsWashington - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (Form 3048)
Year:
2021
Region / City:
WA
Topic:
Mortgage Documents
Document Type:
Legal Instrument
Organization / Institution:
Fannie Mae/Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Mortgage Professionals
Period of Action:
Not specified
Approval Date:
Not specified
Date of Changes:
09/2022, 11/2021, 10/2024
Form number:
3037
Document title:
Uniform Instrument
State:
Oklahoma
Property type:
Single family
Lien type:
First lien
Product type:
All
Occupancy type:
All
Applicable entities:
Fannie Mae, Freddie Mac
Instrument type:
Mortgage
Instrument revision date:
07/2021
Instruction page last modified:
10/2024
Authorized change reference:
Authorized Change 12 revised
Governing law references:
Truth in Lending Act; Regulation Z (12 C.F.R. § 1026.36(g))
Permitted modifications:
Authorized lender changes
Required modifications:
Mortgage loan originator name and NMLSR ID
Optional inclusions:
MERS designation; Purchase Money language; riders and acknowledgments
Intended users:
Lenders
Document category:
Mortgage security instrument instructions