№ files_lp_3_process_7_071363
Insurance endorsement forming part of a commercial excess or umbrella liability policy that excludes coverage for cyber incidents, data compromise, and violations of statutes governing personal data while defining key terms and outlining limited exceptions.
Document Type: Insurance Policy Endorsement
Policy Type: Commercial Excess Liability Policy; Commercial Umbrella Liability Policy
Subject: Exclusion of coverage for cyber incidents, data compromise, and personal data statute violations
Scope: Damages arising from computer system failures, unauthorized access, data theft, cyber extortion, and statutory privacy violations
Applicable Laws Referenced: Illinois Biometric Information Privacy Act (BIPA); California Consumer Privacy Act (CCPA); California Invasion of Privacy Act (CIPA); New York Stop Hacks and Improve Electronic Data Security Act (SHIELD Act); European Union General Data Protection Regulation (GDPR); Family Educational Rights and Privacy Act (FERPA)
Key Definitions: Computer system; Personal data; Electronic data
Exclusions: Cyber incidents; Data compromise; Statutory privacy violations; Related notification, monitoring, forensic, public relations, regulatory, and replacement costs
Exception to Exclusion: Bodily injury and physical damage to tangible property
Amendment Clause: Modifies existing policy terms; all other terms and conditions remain unchanged
Effective Application: Applies to all insuring agreements unless specifically restored by separate endorsement
Price: 8 / 10 USD
The file will be delivered to the email address provided at checkout within 12 hours.

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