№ files_lp_3_process_9_52341
File format: docx
Character count: 9430
File size: 25 KB
Formal legal agreement outlining the obligations and definitions for parties involved in a mortgage loan registered with MERS, detailing the property, payments, and associated legal instruments.
Year:
[Insert Year of Execution]
Region / City:
[Insert Property Location]
Document Type:
Security Instrument / Legal Agreement
Institution:
[Insert Lender Name]
Author:
[Insert Borrower and Trustee Names]
Parties Involved:
Borrower, Lender, Trustee, MERS
Legal References:
U.S. federal and state statutes, UETA, E-SIGN
Loan Amount:
[Insert Amount in USD]
Loan Terms:
Principal, interest, prepayment, fees
Related Documents:
Promissory Note, Riders including Adjustable Rate Rider, 1-4 Family Rider, Second Home Rider, Condominium Rider, Planned Unit Development Rider, MERS Rider
Effective Date:
[Insert Date of Execution]
Purpose:
Transfer of property rights and security for loan repayment
Price: 8 / 10 USD
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The product description is provided for reference. Actual content and formatting may differ slightly.
Type of Instrument:
Rider
Instrument Revision Date:
07/2021
Instrument Last Modified:
11/21 (Required change 1 revised)
State:
Montana, Oregon, Washington
Lien Type:
First
Product Type:
All
Property Type:
All, except cooperatives
Occupancy Type:
All
Required Changes:
Lenders may use this rider to name MERS as the nominee for the lender in the security instrument in the states listed above.
Authorized Changes:
Lenders may include “initial lines” on each page for borrowers to acknowledge receipt of all pages. Lenders may adjust cross-references as needed.
Other Pertinent Information:
Special instructions for inter vivos revocable trusts, including signature requirements for trustees.
Note:
Date
Agency / Institution:
Centers for Disease Control and Prevention (CDC)
Note:
Year
Year:
2021
Region / City:
United States
Subject:
FHA-Insured Mortgage Servicing
Document Type:
Supporting Statement
Agency:
U.S. Department of Housing and Urban Development (HUD)
Author:
Not specified
Target Audience:
Mortgage servicers, financial institutions, housing counselors
Period of Validity:
Indefinite
Approval Date:
April 2021
Amendment Date:
Not specified
Year:
20__
Region / City:
Prince Edward Island, Canada
Document Type:
Legal Agreement / Affidavit
Subject:
Mortgage, Loan Repayment, Property Rights, Family Law
Parties:
Mortgagor, Mortgagee (Bridgewater Bank), Spouse of Mortgagor, Guarantor
Legal Reference:
Family Law Act, S.P.E.I. 1995, c.12; Registry Act, Revised Statutes of Prince Edward Island, 1988, Chapter R-10
Property Description:
See attached Schedule “B”
Interest Rate:
Specified in mortgage agreement
Payment Terms:
Monthly instalments with principal and interest
Witness:
Barrister of the Supreme Court, Province of Prince Edward Island
Spousal Consent:
Required under Family Law Act
Execution Date:
Specified in document
Affidavit Location:
Province of Prince Edward Island
Year:
2021
Region / City:
Maryland
Topic:
Mortgage Deed of Trust
Document Type:
Legal Instrument
Authority / Institution:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Notaries
Period of Effect:
Ongoing
Approval Date:
07/2021
Modification Date:
06/2025, 09/2025
Year:
1997
Region / City:
United States
Subject:
Mortgage restructuring, property transfer
Document Type:
Legal Agreement
Organization / Institution:
U.S. Department of Housing and Urban Development (HUD)
Author:
Not specified
Target Audience:
Parties involved in real estate transactions, particularly in government-assisted housing
Effective Period:
Not specified
Approval Date:
Not specified
Amendment Date:
Not specified
Note:
Year
Region / City:
Philippines
Subject:
Real Estate, Mortgage Cancellation
Document Type:
Legal Agreement
Instrument Type:
Mortgage
Form Number:
3054
Instrument Revision Date:
07/2021
Jurisdiction:
U.S. Virgin Islands
Property Type:
Single-family residential property
Lien Type:
First lien
Applicable Programs:
Fannie Mae, Freddie Mac
Occupancy Type:
All
Exclusions:
Cooperative properties
Governing Law Reference:
Truth in Lending Act; Regulation Z (12 C.F.R. § 1026.36(g))
Authorized Modifications:
Required and optional lender changes
Use Context:
Mortgage loan origination and recordation
Document Status:
Uniform instrument
Type of Instrument:
Mortgage - One Hundred Eighty
Instrument Revision Date:
07/2021
Day Redemption:
10/2024 (Authorized Change 12 revised)
Use This Document For:
SD
Lien Type:
First
Product Type:
All
Property Type:
All, except cooperatives
Occupancy Type:
All
Note:
Required Changes
The following changes MUST always be made to this document:
To comply with the requirements of the Truth in Lending Act and Regulation Z (12 C.F.R. § 1026.36(g)), lenders MUST add the name of the mortgage loan originator (LO) and NMLSR ID number for both an organization and individual to the last page of the security instrument.
Year:
2021
Region / City:
South Carolina
Topic:
Mortgage Agreement
Document Type:
Legal Instrument
Organization / Institution:
Fannie Mae/Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Borrowers
Period of validity:
Not specified
Approval Date:
Not specified
Amendment Date:
October 2024
Contextual Description:
Legal document outlining requirements and options for lenders in South Carolina regarding a standard mortgage instrument for single-family properties, including modifications and authorized changes.
Year:
2021
Region / City:
Ohio
Topic:
Mortgage
Document Type:
Uniform Instrument
Author:
Fannie Mae/Freddie Mac
Target Audience:
Lenders, Mortgage Professionals
Effective Period:
Not specified
Approval Date:
Not specified
Date of Changes:
10/2024
Contextual Description:
Document providing a standard uniform mortgage instrument with specific requirements and changes for lenders in Ohio.
Year:
2021
Region / City:
Hawaii
Theme:
Mortgage, Lending Regulations
Document Type:
Legal Instrument
Organization / Institution:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Mortgage Originators
Effective Period:
Not specified
Approval Date:
Not specified
Date of Changes:
10/2024
Mortgage DocumentsCalifornia - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (Form 3005)
Type of Instrument:
Deed of Trust
Instrument Revision Date:
07/2021
Instrument Last Modified:
N/A
Instruction Page Last Modified:
10/2024 (Authorized Change 12 revised)
State:
CA
Lien Type:
First
Product Type:
All
Property Type:
All, except cooperatives
Occupancy Type:
All
Authorized Changes:
Lenders may add legends, initials, acknowledgment, cross-references, etc.
Author:
N/A
Target Audience:
Lenders and mortgage professionals
Period of Action:
Ongoing
Approval Date:
N/A
Date of Changes:
10/2024
Year:
2021
Region / City:
Arkansas
Topic:
Mortgage, Legal Instruments
Document Type:
Mortgage Agreement
Institution:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Borrowers
Effective Period:
N/A
Approval Date:
N/A
Modification Date:
02/2022 (Authorized Change 6(d) revised), 10/2024 (Authorized Change 12 added)
Year:
2021
State:
Arizona
Document Type:
Deed of Trust
Lien Type:
First
Product Type:
All
Property Type:
All, except cooperatives
Occupancy Type:
All
Note:
Required Changes
Year:
2021
Region / City:
Alabama
Subject:
Mortgage, Real Estate Law
Document Type:
Legal Instrument
Issuing Organization:
Fannie Mae, Freddie Mac
Author:
Not specified
Target Audience:
Lenders, Mortgage Professionals
Effective Period:
N/A
Approval Date:
07/2021
Modification Date:
02/2022, 10/2024
Year:
2026
Region / City:
Alaska
Subject:
Early childhood education, assessment
Document Type:
Instructional guidelines
Organization / Institution:
Alaska Department of Education and Early Development (DEED)
Author:
DEED staff
Target Audience:
Early childhood education programs in Alaska
Period of Validity:
Ongoing
Approval Date:
Not specified
Date of Changes:
Not specified
Year:
20____
Region / City:
Milpitas, California
Subject:
Property Law, Zoning Regulations, Housing
Document Type:
Deed Restriction and Covenant
Organization / Institution:
City of Milpitas
Author:
N/A
Target Audience:
Property owners in Milpitas, potential buyers or transferees of affected property
Effective Period:
Indefinite, unless modified by the City
Approval Date:
N/A
Modification Date:
N/A
Year:
2024
Region / City:
Lake County, Colorado
Document Type:
Legal Notice
Author:
Deidre Romero, Lake County Deputy Treasurer
Target Audience:
Interested parties, property owners, and legal entities with interest in the property
Effective Period:
October 28, 2020 - January 21, 2025
Approval Date:
September 23, 2024
Amendment Date:
None